Independent Mortgage Adviser | JLH Mortgage Advice

Jamie Horsley – Independent Mortgage and Protection Adviser in Cornwall

Independent, Personal, Dedicated to You

I provide personal mortgage and protection advice to clients across the UK from a wide range of market providers. I can help first-time buyers, home movers/remortgages, landlords, visa holders, UK expats and clients with more complex circumstances.

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_{Certificate of Mortgage Advice, Certificate in Equity Release qualified from the Chartered Insurance Institute}

Why Clients Work with Me

✓ Deal directly with me from start to finish

✓ Mortgage advice with access to the whole of market

✓ Support for complex circumstances

✓ Local Cornwall adviser with UK-wide service

✓ Remote and face-to-face (Cornwall and Devon only) appointments available

Personal Attention

I do not work for a chain and I am not part of a mortgage advisor company pool. That means I have the time to always stay dedicated to your case and paying attention to YOU!

I spend as much time as needed researching and negotiating for your outcome and I keep you fully informed at all points.

Not sure about the process or how I can help? Book a Quick Chat appointment and I’m happy to answer general questions to get you started.

Mortgage and Protection Services

First-Time Buyer Mortgages
Home-Mover and Remortgages
Buy-to-Let & Holiday Let Mortgages
Mortgages for Self-Employed and Business Owners
Mortgages for Visa Holders, Foreign Nationals and UK Expatriates
Commercial and Semi-Commercial
Development and Bridging
Protection Insurance – Life Insurance, Critical Illness & Income Protection
Buildings, Contents, Landlords Insurance

Mortgage Advice for Expats, Visa Holders and International Clients

Having relocated to the UK myself, I understand some of the challenges that come with applying for a mortgage when your circumstances don’t fit standard lender criteria.

I regularly help visa holders, foreign nationals, returning UK expats and clients with foreign income find lenders that can be flexible for their situation.

Based in Cornwall, Helping Clients Across the UK

I work with clients across Cornwall including Truro, Falmouth, Newquay, St Austell, Penzance and the surrounding areas, while also supporting clients throughout the UK through remote appointments.

    
 
 
         
   Kathleen Warrington 
 
 
 
 Trustindex verifies that the original source of the review is Google. Where to even begin? Jamie has provided outstanding service, support, and guidance from the very first day. She is incredibly knowledgeable, is a straight-shooter. Jamie made herself available for questions and never made us feel that any question was too silly. She actively tracked rates and managed to promptly get an application in when they dropped after our initial mortgage offer. Add to all of that she is warm and personable which made the whole experience so much less stressful. I cannot recommend her enough - whether you are a first time buyer or an experienced buyer - Jamie is the woman for the job.
  
 
        
   Rochelle Williams-Cook 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jamie was fantastic at helping me understand available mortgages in a very complex set of circumstances. She looked holistically at my current situation and considered viable options dependent on certain outcomes. I really recommend Jamie as a friendly and non judgemental mortgage advisor :) 5 stars!
  
 
        
   Ruth Sandland 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jamie is amazing. She is professional, extremely thorough and very reliable. She explains the options really clearly and is readily available for questions and queries. She strives to find the best deals available and I felt that she went above and beyond what I was expecting. Of all the professionals I worked with during the process of buying a house she was head and shoulders above them all. I would highly recommend her services.
  
 
  
  
 
 
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Ready to go? Get in touch!

Message Jamie on Whatsapp

Consultation Hours

Monday, Tuesday, Thursday, Friday: 9 am – 6 pm

Wednesdays: 9am – 8pm

Saturday and Sunday: Closed

OSL FINANCIAL SERVICES LTD IS A UK FINANCE SPECIALIST IN PROPERTY & BUSINESS BASED FINANCE FOR ALL TYPES OF COMMERCIAL AND PERSONAL INVESTMENTS. WE ARE A CREDIT BROKER NOT A LENDER. OSL FINANCIAL SERVICES LIMITED MAY RECEIVE COMMISSION FROM THE LENDER OR PROVIDER FOR THE ARRANGEMENT OF YOUR MORTGAGE, FINANCE OR LIFE INSURANCE, THIS AMOUNT WILL BE DISCLOSED ON RECEIPT OF THE LENDER’S OR PROVIDER’S OFFER

OSL FINANCIAL SERVICES LIMITED IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY FRN 948512. YOU CAN CHECK THIS ON THE FINANCIAL SERVICES REGISTER BY VISITING THE FCA’S WEBSITE WWW.FCA.ORG.UK/REGISTER. NOT ALL OF OUR PRODUCTS ARE REGULATED BY THE FINANCIAL CONDUCT AUTHORITY – PLEASE ASK FOR DETAILS.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR LOANS SECURED ON IT

Mortgage Advice for Cornwall & the UK